Second Chance Checking Accounts

Millions of consumers fall on hard economic times each year, and for many it is only a temporary situation, but for some it ends up being a period that impacts their bad credit drastically. If you are one of the many consumers who have found themselves stuck on negative consumer lists like the Chex, Telecheck or Scan systems after bouncing too many checks or defaulting on a bank account, there is now a way of regaining your financial reputation.

With a second chance checking or bad credit checking account, you can eliminate the traditional five year waiting period imposed by most banks and credit card companies. Without the hassle, frustration or even the embarrassment of a standard credit check, the issuing bank will open a regular checking account right away. Consumers who pursue this excellent credit option will have access to a major tool for rebuilding credit.

No more money orders, stamps and envelopes to fuss with. Shopping and bill paying will be much easier because Second Chance checking accounts will also come with a debit card attached to the funds. The traditional routing and account number in their Second Chance checking account will allow the account holder to participate in online bill paying services and they can even order a supply of paper checks if they wish. Most of these accounts will not require a security deposit or even a minimum balance, so a consumer can enjoy traditional payment methods instantly.

For individuals looking to re-establish their good credit, enjoy the same payment options as the millions of people around them, and eliminate the need for money orders and mailing supplies in order to pay their bills, they should visit EspreeCard.com to investigate the consumer credit and Second Chance checking account options or get a Mango prepaid card for the best deal on prepaid credit cards.

If you have had trouble with your checking account and need to establish a new one, a Second Chance checking account may be extremely helpful. To learn more, visit https://www.espreecard.com.

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